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Home Warranty

Home-Equity-Loans.org

A Warranty For Your Home

Sure, a home warranty will cover most damage expenses on the central systems and appliances of your home.  However, a home warranty is not just a protection plan.  It is an investment!  When you know the facts about selling or buying a home, you are empowered with the means to negotiate.  Before you buy a new home, be certain it has a warranty if you are paying top dollar.  If you are selling a home, a warranty will not only help it sell faster, it will raise the value of the home.  That means more money for you!

Home Warranty Coverage

Your home warranty policy should pertain to damage incurring from everyday, regular use.  It will remain in effect for one year and can be reinstated annually.  Your coverage should include the repair and replacement of your homes built-in appliances and major automatic functioning systems like:

  • Central Air conditioning
  • Central Heating
  • Electrical System
  • Plumbing System

The Buyers Edge

You may be asking yourself the question, "What if I never need to use my home warranty policy?" and then saying, "I can save all that money instead!"  Well, just like health or auto insurance, one cannot ever really predict unforeseen accidents, repairs, and doctor bills.  Besides, there is a very good chance you will use your home warranty policy anyways - and all within the first year.  The ordinary home buyer will use their home warranty policy an average of 2.3 times during this initial time period.

The Sellers Edge

Before you sell your home, it is a good idea to get a warranty plan.  Not only will you not be held liable for any damage that may occur to your home while it is for sale on the market, it will still be covered after you have sold it and the buyer moves in.  You also have better grounds to ask for a higher selling price when your home is covered by a warranty plan.  If a buyer sees that a home  already has a warranty,  it shows that the home is valued by the seller and is a worthy commodity.  The homes covered with warranty's also have lower market selling times than those not covered.

 

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